Yesterday, I just recieved my very own debit card from Public Bank. It is alternative to cash and it gives the benefits of a conventional credit card without the monthy bills. I can just pre-load a cash amount onto the card that I can then use at any merchant in the extensive Visa network. How cool is that?

If I need cash when I’m travelling, it can just gives me instant access to cash from any Visa/PLUS ATM worldwide. It also works just like an ATM card. It’s very useful for exchanged students or kids that are not staying with their parents. They can be in overseas and at the same time, their parents can bank in money into their debit cards so they can spend. In this way, parents don’t need to worry if their kids got not enough money to spend when their at somewhere far away from their parents. Kids aged 12 and above are able to sign up for a debit card (with their parents permission, of course!).

And oh yea, the bank also pays monthy interest on the credit balance. This is so cool! Spending and earning interest at the same time. (^.^)

With this debit card, I can now withdraw my funds from PayPal.